尽管数字支付增长,但由于基础设施差,印度农村仍然缺乏获得资金的机会。 Rural India still lacks financial access due to poor infrastructure, despite digital payment growth.

印度的金融普惠在农村和部落地区仍然具有挑战性,尽管像UPI这样的数字支付有所增加,因为金融秘书M Nagaraju在《2025年全球金融技术博览会》上说,互联网接入和基础设施有限。 Financial inclusion in India remains challenging in rural and tribal areas despite growth in digital payments like UPI, due to limited internet access and infrastructure, according to Finance Secretary M Nagaraju at the Global Fintech Fest 2025. Fintech公司正在制定支持离线交易和农村交易的解决方案。 Fintech firms are developing solutions to support offline and rural transactions. 政府没有计划征收商品贴现率收费,所有保险公司都向消费者发放了全部18%的GST福利,尽管企业对投入税抵免的影响管理不同。 The government has no plans to impose Merchant Discount Rate charges, and all insurance companies have passed on the full 18% GST benefit to consumers, though firms manage Input Tax Credit impacts differently.