监管者警告说,稳定的硬币漏洞可能会危及银行和消费者,敦促国会采取行动。 Regulators warn a stablecoin loophole could endanger banks and consumers, urging Congress to act.

银行监管者的新信警告说,现行规则的漏洞使稳定币绕过传统的银行保障措施,有可能使银行和消费者面临金融风险。 A new letter from banking regulators warns that a loophole in current rules allows stablecoins to bypass traditional banking safeguards, potentially exposing banks and consumers to financial risks. 关注的重点是稳定币发行人如何在标准存款保险和资本要求之外运作,如果硬币与美元挂钩,就会造成不稳定。 The concern centers on how stablecoin issuers can operate outside standard deposit insurance and capital requirements, creating instability if the coins lose their peg to the dollar. 监管者敦促国会缩小这一差距,以保护金融系统和维持公众的信任。 Regulators urge Congress to close the gap to protect the financial system and maintain public trust.