在困难的融资条件和高利率下,一半以上的澳大利亚企业主使用个人资金生存。 Over half of Australian business owners use personal funds to survive, amid tough financing conditions and high interest rates.

澳大利亚一半以上的工商业业主正在利用个人资金,在财政条件紧张的情况下维持经营。 债权人观察对1 000多名决策者进行了调查。 Over half of Australian business owners are using personal funds to sustain operations amid tight financial conditions, a CreditorWatch survey of over 1,000 decision-makers found. 61%报告过去一年的业绩良好或非常好,从2024年5月的54%上升至2024年5月的54%,结果不佳降至11%。 Sixty-one percent reported good or very good performance over the past year, up from 54% in May 2024, with poor results falling to 11%. 大多数企业仍然乐观,76%的企业期望在今后12个月内增长。 Most businesses remain optimistic, with 76% expecting growth in the next 12 months. 昆士兰州和南澳大利亚州对当前业绩表现出最高的信心,而新南威尔士州则带头展望未来。 Queensland and South Australia showed the highest confidence in current performance, while NSW led in future outlook. 金融和保险部门最乐观;运输和物流部门最低。 Finance and insurance sectors were most optimistic; transport and logistics the least. 由于高利率、复杂的应用以及严格的抵押要求,特别是对于中型公司和雇员超过200人的公司来说,获得信贷仍然困难重重。 Access to credit remains difficult due to high interest rates, complex applications, and strict collateral demands, especially for medium-sized firms and those with over 200 employees. CreditorWatch 首席执行官帕特里克·科格兰 （Patrick Coghlan） 称有限的融资是一个“严重瓶颈”，并警告说，如果没有更容易的融资，许多企业可能无法充分发挥其潜力。 CreditorWatch CEO Patrick Coghlan called limited financing a "critical bottleneck" and warned many businesses may fail to reach their full potential without easier funding.