印度数字金融使中小企业能够利用实时数据在25分钟内获得高达600KK的贷款。 Indian digital finance allows SMEs to get loans up to $600K in 25 minutes using real-time data.

印度的数字金融基础设施使中小企业能够在25至26分钟内获得高达5卢比的贷款,这要归功于来自UPI、GST、税收申报和银行对账单的实时数据。 India’s digital financial infrastructure is enabling small and medium enterprises to secure loans up to Rs 5 crore in just 25 to 26 minutes, thanks to real-time data from UPI, GST, tax filings, and bank statements. 印度国家银行行长CS Shetty强调,近1.5亿个Jan Dhan账户现已获得99.5%的资金,平均余额为4 000卢比,每日交易超过350万笔,其中妇女占56%。 State Bank of India Chairman CS Shetty highlighted that nearly 150 million Jan Dhan accounts are now 99.5% funded with an average balance of Rs 4,000, seeing over 3.5 million daily transactions, with women holding 56% of accounts. 从基本储蓄转向活跃的商业账户,反映出金融普惠性日益增强,包括信贷、保险和养老金,支持创业和经济参与。 The shift from basic savings to active business accounts reflects growing financial inclusion, extending to credit, insurance, and pensions, supporting entrepreneurship and economic participation.