Westpac将房主的房贷利率降至5.24%, Westpac lowers home loan rates to 5.24% for owners, amid rising competition and expectations of further cuts.

Westpac削减了澳大利亚的可变住房贷款利率,将房东/房客的最佳利率降至5.24%,而非洲区域局的现金利率稳定不变。 Westpac cut variable home loan rates in Australia, lowering its best rate to 5.24% for owner-occupiers, amid steady RBA cash rates. 投资者利率下跌了20个基点,表明正在大力吸引借款人。 Investor rates dropped 20 basis points, signaling a push to attract borrowers. 这一行动沿袭了早先的削减,包括5%以下的固定利率,并反映出竞争日益激烈。 The move follows earlier reductions, including a fixed rate under 5%, and reflects growing competition. 分析员期望其他银行作出回应。 Analysts expect other banks to respond. 在新西兰,对短期利率和浮动利率的需求继续上升,其驱动因素是预期RBNZ OCR削减,一些银行提供一年固定利率,低至4.49%。 In New Zealand, rising demand for short-term and floating rates continues, driven by expectations of RBNZ OCR cuts, with some banks offering one-year fixed rates as low as 4.49%. 专家预测,按揭利率在六个月内可能下降到4%以下,尽管时机仍然不确定。 Experts predict mortgage rates could fall below 4% in six months, though timing remains uncertain.