新西兰设立了一个金融政策委员会,用正式的制定规则的权力加强财务监督。 New Zealand creates a Financial Policy Committee to strengthen financial oversight with formal rule-making power.

新西兰储备银行设立了一个新的金融政策委员会,以加强金融稳定监督,并正式授权它制定审慎规则,包括债务对收入和贷款对价值比率等按揭贷款限额。 The Reserve Bank of New Zealand has created a new Financial Policy Committee (FPC) to enhance financial stability oversight, giving it formal authority to set prudential rules, including mortgage lending limits like debt-to-income and loan-to-value ratios. 金融政策委员会由RBNZ董事会领导人和最多两名外部专家组成,旨在提高金融政策决策的专业知识,透明度和问责制. Composed of RBNZ board leaders and up to two external experts, the FPC aims to improve expertise, transparency, and accountability in financial policy decisions. 这一行动是根据议会对银行竞争进行调查后提出的建议进行的,是在对银行资本要求进行更广泛的审查之后进行的。 The move follows recommendations from a parliamentary inquiry into banking competition and comes amid a broader review of bank capital requirements. 该委员会将在RBNZ理事会的监督下运作,预计将于2026年初开始工作,外部成员将公开招聘。 The committee will operate under the RBNZ Board’s oversight and is expected to begin work in early 2026, with external members to be recruited publicly.