英国的购物者越来越多地将信贷用于圣诞节,从而在2026年之前提出债务问题。 UK shoppers increasingly use credit for Christmas, raising debt concerns ahead of 2026.

根据一项智囊调查,越来越多的英国购物者正在转向圣诞节信贷,14%的人计划现在购买,以后支付(BNPL)服务,25%的人依靠信用卡。 A growing number of UK shoppers are turning to credit for Christmas, with 14% planning to use buy now, pay later (BNPL) services and 25% relying on credit cards, according to a thinkmoney survey. 到年底,预计只有22%的人将结清假日债务,这使人们对2026年持续财政紧张感到关切。 Only 22% expect to clear holiday debts by year-end, raising concerns about ongoing financial strain into 2026. BNPL的使用率猛增至成人的25%,特别是25至34岁的成年人,促使金融行为管理局在2026年初出台新的条例,提高透明度和消费者保护。 BNPL usage has surged to 25% of adults, especially among 25- to 34-year-olds, prompting the Financial Conduct Authority to introduce new regulations by early 2026 to improve transparency and consumer protections.