印度测试极端天气后快速灾害补偿的参数保险。 India tests parametric insurance for fast disaster payouts after extreme weather.

印度正在探索一项全国性的参数保险方案,以便在洪水和热浪等极端天气事件发生后提供快速付款,在达到预定的气候阈值时自动触发。 India is exploring a nationwide parametric insurance program to deliver rapid payouts after extreme weather events like floods and heatwaves, triggered automatically when predefined climate thresholds are met. 该倡议由联邦机构牵头,涉及承保人,旨在加快灾后恢复,减少对政府资金的依赖,并扩大脆弱地区的覆盖面。 Led by federal agencies and involving insurers, the initiative aims to speed up disaster recovery, reduce reliance on government funds, and expand coverage in vulnerable areas. 虽然尚未制定正式的推出日期或供资计划,但一些州的试点方案已经为热浪和洪水提供了付款。 Though no formal rollout date or funding plan has been set, pilot programs in several states have already provided payouts for heatwaves and floods. 这一举动反映出印度在与天气有关的灾害不断增多的情况下日益重视气候抗御能力。 The move reflects India’s growing focus on climate resilience amid increasing weather-related disasters.