一个身患艾卡迪综合症的2岁的伊利诺伊州女孩不顾医生的建议,为救生医疗设备的保险拒付而战斗。
A 2-year-old Illinois girl with Aicardi syndrome battles insurance denials for life-saving medical equipment, despite doctor recommendations.
在伊利诺伊州马尼托州,一名患有艾卡迪综合症的2岁女孩,尽管有医疗需要,仍多次面临对基本医疗设备的保险拒付,如胸背背心,以防止肺炎,还有一张安全浴缸椅。
A 2-year-old girl with Aicardi syndrome in Manito, Illinois, faces repeated insurance denials for essential medical equipment like a chest vest to prevent pneumonia and a safety bathtub chair, despite medical necessity.
她的家人说, " 联合保健 " 最初驳回了一些要求,理由是肺部感染不足,并声称将她消毒已经足够,导致数月的上诉和自付费用。
Her family says UnitedHealthcare initially rejected claims, citing insufficient lung infections and claiming wiping her down was enough, leading to months of appeals and out-of-pocket costs.
在媒体注意后,保险公司指派了一名案件经理,并在租了三辆之后批准了背心,但家属支付了1 800美元购买了新椅子。
After media attention, the insurer assigned a case manager and approved the vest after three rentals, but the family paid $1,800 for a new chair.
医生说,这种否认迫使家庭为获得标准护理而全力以赴地奋斗,凸显了严重残疾儿童面临的系统性挑战。
Doctors say such denials force families into exhausting battles for standard care, highlighting systemic challenges for children with severe disabilities.