2024年,单身女性购房者被剥夺抵押贷款的可能性比男性高30%,这是根据贷款商店研究得出的。 Solo women homebuyers were 30% more likely to be denied mortgages than men in 2024, per a LendingTree study.

一项2024年贷款协议研究发现,美国独家购房妇女被拒抵押的可能性比独家购房男子高30%,拒购率为15.7%,而独家购房男子为12.1%。 A 2024 LendingTree study found that solo women homebuyers in the U.S. were 30% more likely to be denied mortgages than solo men, with denial rates of 15.7% versus 12.1%. 妇女占申请人的21.9%,而男子占32.8%,借了1 733亿美元的抵押贷款债务,3 287亿美元,获得的新贷款较少——600 817笔,949 477笔。 Women made up 21.9% of applicants compared to 32.8% for men, borrowed $173.3 billion in mortgage debt versus $328.7 billion, and received fewer new loans—600,817 versus 949,477. 在路易斯安那州、密西西比州和阿拉巴马州,差异最大,尽管在六个州,男性的否认率较高。 Disparities were largest in Louisiana, Mississippi, and Alabama, though men faced higher denial rates in six states. 收入影响债务与收入比率和首期付款节余,它们是关键的核准因素。 Income impacts debt-to-income ratios and down payment savings, key approval factors. 华盛顿特区是女性申请人较多的唯一地区,犹他州的申请人差距最大,是男性的两倍。 Washington, D.C., is the only area with more female applicants, and Utah has the largest applicant gap, with twice as many men. 调查结果突出说明了购房机会的系统性障碍。 The findings highlight systemic barriers in homebuying access.