SLM Corp. 专注于信用更好的借款人，以在监管和经济挑战中降低风险并提高贷款绩效。 SLM Corp. is focusing on better-credit borrowers to reduce risk and improve loan performance amid regulatory and economic challenges.

公司将转变其学生贷款发放策略, 专注于信用和金融稳定性更强的借款人, 旨在减少风险和改善长期投资组合业绩, SLM Corporation is shifting its student loan origination strategy to focus on borrowers with stronger credit and financial stability, aiming to reduce risk and improve long-term portfolio performance amid regulatory scrutiny and economic uncertainty. 该公司正在加强承保技术和流程,以更好地评估还款能力,与更广泛的行业向可持续贷款的转变保持一致。 The company is enhancing underwriting technology and processes to better assess repayment capacity, aligning with broader industry moves toward sustainable lending. 虽然没有共享具体的财政目标,但可持续土地管理强调该战略支持负责任的贷款和可持续增长。 While specific financial goals were not shared, SLM emphasized the strategy supports responsible lending and sustainable growth.