年轻人为了独立而放弃联合银行账户,由于信任和控制的顾虑,他们倾向于单独的数字账户。 Young adults are ditching joint bank accounts for independence, favoring separate digital accounts due to trust and control concerns.

越来越多的30岁以下的年轻成年人在逃避联合银行账户,Amoneyfarm的一份报告发现44%的人认为这些账户已经过时。 A growing number of young adults under 30 are avoiding joint bank accounts, with a Moneyfarm report finding 44% view them as outdated. 许多人出于对财务独立、透明和控制的愿望,更喜欢通过数字应用程序管理的单独账户。 Driven by desires for financial independence, transparency, and control, many prefer separate accounts managed through digital apps. 关切包括权力不平衡、不同的消费习惯和金融不忠。 Concerns include power imbalances, differing spending habits, and financial infidelity. 专家们强调,信任和公开沟通比共享账户更重要,成功的伙伴关系依赖于对主要开支的诚实。 Experts emphasize that trust and open communication matter more than shared accounts, with successful partnerships relying on honesty about major expenses.