泰国将于2026年推出白标签自动取款机,以促进偏远地区的准入和金融普惠。 Thailand to launch white-label ATMs in 2026 to boost access in remote areas and financial inclusion.

泰国银行计划在2026年底发放白标签自动取款机许可证,允许银行、金融技术公司和供应商在全国、特别是偏远地区扩大自动取款机的进入,以提高金融包容性。 The Bank of Thailand plans to launch white-label ATM licences in late 2026, allowing banks, fintechs, and vendors to expand ATM access nationwide, especially in remote areas, to improve financial inclusion. 基本交易费将保持上限,而较高的费用可申请创新服务。 Basic transaction fees will remain capped, while higher fees may apply for innovative services. 这一转变是在现金使用量下降之后发生的,预计五年内现金使用量将下降到交易额的10-20%,这在像PerentPay这样的数字平台的推动下,2024年平均用户交易额增至651项。 The move follows a decline in cash use, projected to drop to 10–20% of transactions within five years, driven by digital platforms like PromptPay, which saw average user transactions rise to 651 in 2024. 中央银行支持中小企业通过PerentBiz采用数字技术,但敦促老年人谨慎行事,防止欺诈。 The central bank supports digital adoption for SMEs via PromptBiz but urges caution with seniors to prevent fraud. 曼谷银行正在评估参与情况,因为它继续减少分行,过去三年关闭了大约300家分行。 Bangkok Bank is evaluating participation as it continues reducing branches, having closed about 300 in the past three years.