巴基斯坦为新的联邦雇员推出新的养老金制度,从2025年8月27日开始,要求10%的雇员和12%的政府缴款。 Pakistan launches new pension system for new federal hires, requiring 10% employee and 12% government contributions starting Aug 27, 2025.

巴基斯坦为2024年7月1日后雇用的联邦雇员推出了新的固定缴款养老金制度,要求雇员缴款10%,政府缴款12%,总共22%进入管理基金。 Pakistan has launched a new defined-contribution pension system for federal employees hired after July 1, 2024, requiring a 10% employee contribution and a 12% government match, totaling 22% into a managed fund. 2025年8月27日生效的改革旨在降低不断上涨的养老金成本(预计2024-25年将超过1万亿卢比 ) , 并符合IMF的财政承诺。 The reform, effective August 27, 2025, aims to reduce rising pension costs, which are projected to exceed Rs1 trillion in 2024–25, and align with IMF fiscal commitments. 现有雇员仍然在旧制度下,在退休前不能撤回资金,尽管退休时最多25%可视为一次性总付。 Existing employees remain under the old system, and funds cannot be withdrawn before retirement, though up to 25% may be taken as a lump sum upon retirement. 武装部队将从2025年7月1日起向新系统过渡,政府已拨出100亿卢比用于2024-25年,43亿卢比用于2025-26年,以支持实施。 The armed forces will transition to the new system starting July 1, 2025, and the government has allocated Rs10 billion for 2024–25 and Rs4.3 billion for 2025–26 to support implementation.