只有6个澳大利亚超级基金为退休准备就绪;专家敦促成员积极主动地评估支助和工具。 Only six Australian super funds are retirement-ready; experts urge members to proactively assess support and tools.

只有6个澳大利亚超级基金被视为“准备退休”,为接近退休的成员提供强有力的支持。 Only six Australian super funds are deemed "retirement ready," offering strong support for members nearing retirement. 财务专家Bec Wilson敦促个人与其基金联系,并就退休支助、现行举措和工具提供情况提出三个关键问题。 Financial expert Bec Wilson urges individuals to contact their fund and ask three key questions about retirement support, ongoing initiatives, and availability of tools. 虽然许多基金提供计算器和收入产品,但由于退休金被认为缺乏刺激,参与率低的现象依然存在。 While many funds provide calculators and income products, low engagement persists due to superannuation’s perceived lack of excitement. 早日利用这些资源可以改善财务结果和信心。 Early use of these resources can improve financial outcomes and confidence. Wilson强调,退休计划是针对个人的,没有其他人会为你这样做,并且建议为有针对性的指导咨询一名专业人员。 Wilson stresses that retirement planning is personal—no one else will do it for you—and advises consulting a professional for tailored guidance.