2026年,由于费用上涨和保险人退出保险公司,医疗保险方面的优惠入学率略有下降,尽管准入仍然强劲。 Medicare Advantage enrollment dips slightly in 2026 due to rising costs and insurer exits, though access remains strong.

预计2026年医疗保健优惠入学率将略降至3 400万,随着成本上升和保险公司在无赢利市场的提款减缓其增长,其份额将降至约48%。 Medicare Advantage enrollment is projected to drop slightly to 34 million in 2026, reducing its share to about 48% as rising costs and insurer withdrawals in unprofitable markets slow its growth. 虽然该计划的长期趋势仍然呈上升趋势,但一些老年人正在转向原来的医疗保健计划(Medicare)和补充计划(Medicare),原因是供应商网络收紧和转诊要求,尽管Medicare的优势(Medicare Advantage)增加了牙科和视力覆盖率等福利,以及自费限额降低。 While the program’s long-term trend remains upward, some seniors are shifting to original Medicare with supplemental plans due to tighter provider networks and referral requirements, despite Medicare Advantage’s added benefits like dental and vision coverage and lower out-of-pocket limits. 尽管计划选项较少(全国为5 600个),但获得服务的机会仍然强劲,99%以上的受益人至少还有一种选择。 Despite fewer plan options—down to 5,600 nationally—access remains strong, with over 99% of beneficiaries still having at least one choice. 联邦政府每年花费大约830亿美元用于医疗福利,比原来的医疗福利多出830亿美元。 The federal government spends roughly $83 billion more annually on Medicare Advantage than original Medicare.