印度保险公司从2025年10月1日起将经销商佣金削减18%,以抵消GST的豁免损失,每年影响1,800格朗。 Indian insurers cut distributor commissions by 18% from Oct 1, 2025, to offset GST waiver losses, affecting ₹1,800 crore annually.

从2025年10月1日起,印度私人生命和健康保险公司将分销商佣金削减18%,以抵消政府取消投入税抵免优惠的GST豁免造成的财政损失。 Indian private life and health insurers are cutting distributor commissions by 18% starting October 1, 2025, to offset financial losses from a government GST waiver that eliminated input tax credit benefits. 由IRDAI批准的行动涉及所有类型的经销商,既适用于初始委员会,也适用于更新委员会。 The move, approved by IRDAI, affects all distributor types and applies to both initial and renewal commissions. 虽然减少GST对消费者有利,但保险公司通过降低付款而不是提高保险费来吸收成本。 While the GST reduction benefits consumers, insurers are absorbing the cost by lowering payouts rather than raising premiums. 印度人寿保险公司(LIC)以其大型代理网络为例,没有削减佣金。 The Life Insurance Corporation of India (LIC) has not cut commissions, citing its large agent network. 这一变化影响到零售保险部门的一个主要部分,分销商每年可能损失1,800格朗。 The change impacts a major segment of the retail insurance sector, with distributors potentially losing ₹1,800 crore annually.