2025年底,由于美联储利率稳定和经济不确定性,住房股本贷款利率居高不下。 Home equity loan rates stay high in late 2025 due to steady Fed rates and economic uncertainty.

由于美联储对降低利率持谨慎态度,而且经济指标表明可能暂停降低利率,预计2025年后期,住房股本贷款利率将继续上升。 Home equity loan rates are expected to remain elevated in late 2025 due to the Federal Reserve's cautious approach to interest rate cuts, with economic indicators suggesting a potential pause in rate reductions. 借款人可能面临有限的救济,因为通货膨胀压力和劳动力市场的有力数据使美联储无法加速削减。 Borrowers may face limited relief, as inflation pressures and strong labor market data keep the Fed from accelerating cuts. 金融专家建议房主密切监测市场趋势,并考虑在出现有利机会时锁定利率。 Financial experts advise homeowners to monitor market trends closely and consider locking in rates if favorable opportunities arise.