美国监管机构提议减少2008年后的银行规则,在担心系统性风险的情况下放松大银行的资本要求。 U.S. regulators propose rolling back post-2008 bank rules, easing capital requirements for large banks amid concerns over systemic risk.

在特朗普政府下任命的美国银行监管者正在提议对2008年后的资本规则进行重大修改,旨在击退加强金融稳定性的拜登时代要求。 U.S. banking regulators, appointed under the Trump administration, are proposing major changes to post-2008 capital rules, aiming to roll back Biden-era requirements that strengthened financial stability. 由美联储副主席Travis Hill等人士领导的大修包括放宽巴塞尔终点规则、减少大银行的附加费、放松杠杆限度和压力测试。 The overhaul, led by figures like Federal Reserve Vice Chair Travis Hill, includes easing the Basel Endgame rules, reducing surcharges on large banks, and relaxing leverage limits and stress tests. 产业领导人欢迎这一举动,预计贷款和股东回报将增加1 000亿美元的资本。 Industry leaders welcome the move, projecting up to $100 billion in additional capital for lending and shareholder returns. 批评者,包括参议员谢尔顿·怀特豪斯(Sheldon Whitehouse)和《卫报》(The Guardian)警告这些变化可能会增加系统性风险,特别是在气候和经济不确定的情况下。 Critics, including Senator Sheldon Whitehouse and The Guardian, warn the changes could increase systemic risk, especially amid climate and economic uncertainties. 最后规则可在2026年年中前发布,对银行合并和加密货币一体化具有更广泛的影响。 Final rules may be issued by mid-2026, with broader implications for bank mergers and cryptocurrency integration.