英国税收截止日期为2025年10月5日;失去这一期限将面临罚款风险,因为储蓄利息上升可能会将264万元推入以往免税收入的税项。 UK tax deadline Oct. 5, 2025; missing it risks fines, as rising savings interest may push 2.64 million into tax on previously tax-free income.

英国的自评登记截止日期为2025年10月5日, The UK’s self-assessment registration deadline is October 5, 2025, and missing it may trigger fines and delays in refunds. 由于储蓄利率接近5%,税收门槛被冻结,估计264万人可能首次面临储蓄税,比2021/22年的647 000人有所增加。 With savings interest rates near 5% and tax thresholds frozen, an estimated 2.64 million people could face tax on savings for the first time, up from 647,000 in 2021/22. 基本税率纳税人可以赚取1 000英镑免税,但只有19 600英镑的储蓄超过5%的利息。 Basic-rate taxpayers can earn £1,000 tax-free, but just £19,600 in savings exceeds this at 5% interest. 较高税率的纳税人面临同样的问题,9 800英镑。 Higher-rate taxpayers face the same issue with £9,800. 专家们敦促及时登记,以避免意外税调整,并建议使用《国际审计准则》减少责任。 Experts urge timely registration to avoid surprise tax adjustments and recommend using ISAs to reduce liability.