联合王国固定债券利率下降,储蓄者的回报率下降,尽管通货膨胀侵蚀了实际收益。
UK fixed bond rates fell, reducing returns for savers despite inflation eroding real gains.
由于固定债券利率下降,英国储蓄者可能因留在其现有供应商那里而失去资金,最高一年利率从一年前的4.95%下降到4.45%,将10 000英镑存款的回报率从495英镑减少到445英镑。
UK savers may lose out by staying with their current providers as fixed bond rates have declined, with the top one-year rate dropping to 4.45% from 4.95% a year earlier, reducing returns on a £10,000 deposit to £445 from £495.
平均3年利率也略有下降,而5年债券则保持稳定。
Average three-year rates also fell slightly, while five-year bonds remained stable.
8月3.8%的通胀率继续侵蚀实际回报率,促使专家敦促储蓄者积极寻求更好的交易,特别是如果他们目前的利率低于3.8%,因为固定债券仍然可以避免未来的利率削减。
Inflation at 3.8% in August continues to erode real returns, prompting experts to urge savers to actively seek better deals, especially if their current rate is below 3.8%, as fixed bonds can still protect against future rate cuts.