在巴拿马城,只承担赔偿责任的汽车保险从每月43美元开始,越发发生超速或酒后驾车等违规事件。 In Panama City, liability-only car insurance starts at $43/month, rising with violations like speeding or DUIs.

在巴拿马城,2025年10月的费率显示,旅行者提供的最低保险费为:仅负债每月43美元,全额保险每月125美元。 In Panama City, October 2025 rates show Travelers offers the lowest premiums at $43/month for liability-only and $125/month for full coverage. State Farm 和 Mercury 的责任险位居第二，而 Nationwide 和 State Farm 在全保方面排名第二和第三。 State Farm and Mercury are next cheapest for liability, while Nationwide and State Farm rank second and third for full coverage. 违规后保险费会增加:超过限速的超速将增加费用至每月291美元,驾驶在驾驶状态下驾驶将增加到381美元,不慎驾驶将增加到396美元. Premiums rise after violations: speeding 6–10 MPH over limit increases costs to $291/month, DUIs to $381, and reckless driving to $396. 记录干净的月平均为252美元,但非过失事故导致月平均为272美元。 A clean record averages $252/month, while a not-at-fault accident raises it to $272. 来自Way.com的数据反映了ZIP代码平均数,并可能因个人概况、保险人和当地规则而有所不同。 Data from Way.com reflects ZIP code averages and may vary by individual profile, insurer, and local rules.