一项2025年助产研究显示,大多数家长担心影响大学成本但仍在节省的市场波动,而学生则专注于可负担性和职业。 A 2025 Fidelity study shows most parents worry about market swings affecting college costs but still save, while students focus on affordability and careers.

一项2025年助产研究发现,60%的父母担心市场波动会影响大学的可负担性,然而,73%的家长继续储蓄。 A 2025 Fidelity study finds 60% of parents worry market volatility could impact college affordability, yet 73% continue saving. 学生们正在优先考虑成本和职业成果,对职业培训的兴趣越来越大。 Students are prioritizing cost and career outcomes, with growing interest in vocational training. 家庭正在更多地讨论大学经费问题,虽然许多家庭对债务缺乏充分的认识。 Families are having more discussions about college funding, though many lack full understanding of debt. 专家们建议使用529个税收优惠计划,使投资与时间跨度相一致,制定明确的财务计划,以管理风险和确保长期准备就绪。 Experts recommend using tax-advantaged 529 plans, aligning investments with time horizons, and creating clear financial plans to manage risk and ensure long-term readiness.