印度银行由于利润幅度缩小和成本上涨而面临Q2利润微弱的问题,但预期从26财政年度的后半期将恢复。 Indian banks face weak Q2 profits due to narrow margins and rising costs, but a recovery is expected from FY26’s second half.

预计印度银行将报告 " 问题2 FY26 " 成果疲软,净利润下降的原因是利润减少、信贷增长缓慢以及信贷成本上升,特别是在零售和小额供资方面。 Indian banks are expected to report weak Q2 FY26 results, with net profits declining due to shrinking margins, sluggish credit growth, and rising credit costs, particularly in retail and microfinance. 尽管面临近期挑战,但预测26财政年度后半期将出现复苏,其驱动因素是存款重新定价、降低供资成本和缓解信贷压力。 Despite near-term challenges, a recovery is forecast from the second half of FY26, driven by deposit repricing, lower funding costs, and easing credit pressures. 预计26财政年度的信贷增长将增至11%,27财政年度的信贷增长将增至12.5%,得到税收和GST改革的支持。 Credit growth is projected to rise to 11% in FY26 and 12.5% in FY27, supported by tax and GST reforms. 预计该部门的年利润增长率将增加17.7%,从26财政年度到28财政年度,预计资产质量和利润率将提高。 The sector is expected to see a 17.7% compound annual profit growth from FY26 to FY28, with improved asset quality and margin recovery anticipated.