香港2025年的暴风雨潮刺激了提前旅行保险需求, Hong Kong’s 2025 rainstorm surge boosts early travel insurance demand, with Chubb urging advance purchases for protection.

2025年,香港共收到51个暴雨警报和4个黑暴雨信号,导致旅行保险购买激增,尤其是在天气事件之后。 In 2025, Hong Kong saw 51 rainstorm warnings and four black rainstorm signals, driving a surge in travel insurance purchases, particularly after weather events. Chubb Insurance指出,当风险迫在眉睫时,需求会激增,但保险范围只从保单的起始日期算起,这意味着最后一刻购买可能会使旅行者得不到保护。 Chubb Insurance notes that demand spikes when risks are imminent, but coverage only applies from the policy’s start date, meaning last-minute purchases may leave travelers unprotected. 为了鼓励早期规划,Chubb推出了一项救赎计划,为购买保险提供凭单。 To encourage early planning, Chubb introduced a redemption scheme offering vouchers for insurance purchases. 承保人敦促旅行者提前购买保险,以确保免遭极端天气造成的旅行取消、延误和中断。 The insurer urges travelers to buy coverage in advance to ensure protection against trip cancellations, delays, and disruptions caused by extreme weather.