气候变化加剧了佛罗里达的家庭保险危机,导致海平面升高,飓风加剧,成本和供应情况不断恶化。 Climate change intensifies Florida’s home insurance crisis through rising seas and stronger hurricanes, worsening costs and availability.

气候变化正在恶化美国家庭保险危机, 特别是在佛罗里达等沿海地区, 高海拔和强飓风正在抬高成本, 降低供应量。 Climate change is worsening the U.S. home insurance crisis, especially in coastal areas like Florida, where rising seas and stronger hurricanes are driving up costs and reducing availability. 伊恩(Ian)和2024年飓风等风暴造成巨大破坏,导致NFIP为Sanibel岛索赔6.2亿美元,附近社区洪水索赔超过10亿美元。 Storms like Ian and 2024’s hurricanes caused massive damage, leading to $620 million in NFIP claims for Sanibel Island and over $1 billion in flood claims across nearby communities. 保险人和联邦防洪方案面临日益严重的财政压力,对抵押贷款准入、住房价值以及脆弱地区长期住房稳定构成威胁。 Insurers and the federal flood program face growing financial strain, threatening mortgage access, home values, and long-term housing stability in vulnerable regions.