加拿大的住房负担能力到2025年8月有所改善,全国差距缩小到34%,尽管地区差距依然存在。 Canadian housing affordability improved by August 2025, with national gap narrowing to 34%, though regional disparities persist.

到2025年8月,加拿大的住房负担能力有了显著改善,承受能力差距从2023年的80%缩小到34%,其驱动因素是按揭利率降低、工资提高和2022年达到顶峰后房价降温。 Housing affordability in Canada improved significantly by August 2025, with the affordability gap narrowing from 80% in 2023 to 34%, driven by lower mortgage rates, stronger wages, and cooled home prices after their 2022 peak. 多伦多和汉密尔顿的收益最大,哈利法克斯的差距最大,为74%,埃德蒙顿差距最小,为4%。 Toronto and Hamilton saw the largest gains, while Halifax had the widest gap at 74% and Edmonton the smallest at 4%. 尽管多伦多、温哥华和维多利亚等高成本城市在财政上仍然很脆弱,但还本付息率恢复到接近2019年的水平。 Mortgage debt service ratios returned to near 2019 levels, though high-cost cities like Toronto, Vancouver, and Victoria remain financially vulnerable. 各区域的可负担性趋势差异很大,魁北克和蒙特利尔尽管取得了国家进步,但情况却不断恶化。 Affordability trends varied widely across regions, with Quebec and Montreal seeing worsening conditions despite national progress.