2024年,在移动和无接触付款增加的推动下,联合王国的现金使用下降到交易额的10%以下。 In 2024, UK cash use dropped below 10% of transactions, driven by rising mobile and contactless payments.

2024年,英国现金支付首次下降到所有交易的10%以下,低于2014年的48%,因为移动式无接触支付猛增,半数成年人每月使用。 In 2024, cash payments in the UK fell below 10% of all transactions for the first time, down from 48% in 2014, as mobile contactless payments surged, with half of adults using them monthly. 手机钱包的采用率达到57%,高于2023年的42%,75%的成年人通过移动银行进入账户。 Mobile wallet adoption reached 57%, up from 42% in 2023, and 75% of adults accessed accounts via mobile banking. 购买即付即付即付后服务已增长到25%的使用率,近三分之一的成年人生活着“无现金 ” 。 尽管数字应用率不断上升,但对于公平和系统复原力的担忧依然存在,这促使人们呼吁保持现金准入,并可能取消100英镑的无接触限制。 Buy-now-pay-later services grew to 25% usage, and nearly a third of adults lived “largely cashless.” Despite rising digital adoption, concerns remain over equity and system resilience, prompting calls to maintain cash access and potential removal of the £100 contactless limit.