《国家水灾保险方案》2025年9月30日到期,有可能在易发生水灾地区获得抵押贷款。 
The National Flood Insurance Program expires Sept. 30, 2025, risking mortgage access in flood-prone areas.
《国家水灾保险方案》将于2025年9月30日到期,有可能停止新政策,并中断易发生水灾地区的房屋贷款。 The National Flood Insurance Program is set to expire on September 30, 2025, potentially stopping new policies and disrupting home loans in flood-prone areas. 由于放款人要求防洪保险,高风险地区的房主如不续保,可能难以获得抵押贷款。 Without renewal, homeowners in high-risk zones may face difficulties securing mortgages, as lenders require flood insurance. 在目前对其财政可持续性和长期改革进行的立法辩论中,该方案的未来仍然不确定。 The program’s future remains uncertain amid ongoing legislative debates over its financial sustainability and long-term reforms.
