对签证稳定币进行测试,以便更快地支付跨界商业付款,减少几天到几分钟的延误。 Visa tests stablecoins for faster cross-border business payments, cutting delays from days to minutes.

签证正在启动一个试点方案,使用美元和欧元等稳定币,通过签证直接平台加快跨界商业付款,允许企业在不持有当地固定储备的情况下提前支付资金。 Visa is launching a pilot program using stablecoins like USD Coin and EURC to speed up cross-border business payments via its Visa Direct platform, allowing businesses to pre-fund payouts without holding local fiat reserves. 该倡议在SIBOS 2025年SIBOS上宣布,目的是改善流动性,减少几天到几分钟的延误,并使过时的支付系统现代化。 The initiative, announced at SIBOS 2025, aims to improve liquidity, reduce delays from days to minutes, and modernize outdated payment systems. 接受方获得当地货币,而基础交易则利用基于链条的稳定币进行更快、更可预测的结算。 While recipients get local currency, underlying transactions use blockchain-based stablecoins for faster, more predictable settlements. 试点仅限于选定的金融机构,预计将在2026年扩大,反映出在美国监管明晰度下,越来越多的机构采用数字资产。 The pilot is limited to select financial institutions and is expected to expand in 2026, reflecting growing institutional adoption of digital assets amid regulatory clarity from the U.S. 天才行为。 Genius Act.