技术驱动的需求推动了中半岛的房屋销售，尽管费率高且野火保险成本不断上升，但仍提高了价格和库存。 Tech-driven demand boosts Midpeninsula home sales, lifting prices and inventory despite high rates and rising wildfire insurance costs.

2025年秋季,在技术部门强劲增长的推动下,特别是AI-AI-导致对奢侈房和中价住房的需求上升,中价住房购买者正在经历新的市场势头。 Midpeninsula homebuyers are experiencing renewed market momentum in fall 2025, fueled by strong tech sector growth—especially in AI—leading to rising demand for luxury and mid-priced homes. 七个主要城市的平均销售价格同比上4.5%,达到345万美元,而新上市增加了4.8%,圣克拉拉县的库存激增. Median sales prices in seven key cities rose 4.5% year-over-year to $3.45 million, while new listings increased 4.8%, and inventory surged in Santa Clara County. 尽管抵押贷款利率仍然高达6.25%,但改善供应正在减少投标战争,缓解市场过热。 Though mortgage rates remain high at 6.25%, improved supply is reducing bidding wars and easing market overheating. 然而,与野火有关的保险费用的上涨——预计加利福尼亚将增加21%——继续挑战脆弱地区的可负担性。 However, rising wildfire-related insurance costs—projected to increase 21% in California—continue to challenge affordability in vulnerable areas.