一项新的法律给予2025-2028年出生的美国儿童1 000美元开立账户,到18岁可能增至676 400美元。 A new law gives U.S. children born 2025–2028 a $1,000 starter account, with potential growth to $676,400 by age 18.

一项新的联邦法律,即2025年7月推出的《一个大美法案法》,建立了“特朗普账户”,为2025年1月至2028年12月期间出生的每一个美国儿童提供1 000美元政府存款,加上父母、亲属或雇主每年可能缴纳的5 000美元。 A new federal law, the One Big Beautiful Bill Act, launched in July 2025, establishes "Trump accounts" providing every U.S. child born between January 2025 and December 2028 with a $1,000 government deposit, plus potential annual contributions up to $5,000 from parents, relatives, or employers. 资金通过股票市场投资增长,在18岁之前无法使用。 Funds grow through stock market investments and cannot be accessed until age 18. 财务处预测估计账目到18岁时可能达到191 500美元至676 400美元,到28岁时可能达到190万美元,视业绩而定。 Treasury projections estimate accounts could reach $191,500 to $676,400 by age 18, or $1.9 million by 28, depending on performance. BlackRock调查发现大约三分之二的美国人支持这项计划, A BlackRock survey finds about two-thirds of Americans support the plan, with most favoring education use. 该方案旨在减少财政无保障的情况,但参与需要有社会保障号码,并涉及雇主的复杂规则。 The program aims to reduce financial insecurity, though participation requires a Social Security number and involves complex rules for employers.