印度中央银行对印度海外银行罚款37 000美元,原因是对为低收入借款人提供的小额贷款收取非法费用。 India's central bank fined Indian Overseas Bank $37,000 for charging illegal fees on small loans meant for low-income borrowers.

印度储备银行对印度海外银行31.8万印度马克处以罚款,因为银行对小型优先部门贷款收取高达25 000英镑的贷款费用,这违反了旨在为弱势借款人维持低息信贷的规则。 The Reserve Bank of India fined Indian Overseas Bank ₹31.8 lakh for collecting loan charges on small priority sector loans up to ₹25,000, violating rules meant to keep such credit low-cost for vulnerable borrowers. 处罚是在出示证明理由通知、审查银行答复和听取个人意见之后判处的,根据1949年《银行管理法》,皇家银行援引了其权力。 The penalty followed a show cause notice, review of the bank’s responses, and a personal hearing, with the RBI citing its authority under the Banking Regulation Act, 1949. 行动针对不遵守监管规定的行为,而不是客户协议的有效性。 The action targets regulatory non-compliance, not the validity of customer agreements.