印度的小额储蓄率在2025年第四季度保持不变,为储蓄者维持稳定。 India keeps small savings rates unchanged for Q4 2025, maintaining stability for savers.

印度政府在2025年10月至12月季度将主要小型储蓄计划的利率保持不变,包括PPF、NSC、SCSS和KVP,这标志着连续第七季度没有变化。 The Indian government has kept interest rates unchanged on major small savings schemes, including PPF, NSC, SCSS, and KVP, for the October–December 2025 quarter, marking the seventh consecutive quarter without a change. PPF利率仍为7.1%,SCSS和SSY为8.2%,NSC为7.7%,POMIS为7.4%,KVP为7.5%,固定存款和经常性存款从6.7%到7.5%不等。 Rates remain at 7.1% for PPF, 8.2% for SCSS and SSY, 7.7% for NSC, 7.4% for POMIS, and 7.5% for KVP, with fixed and recurring deposits ranging from 6.7% to 7.5%. 该决定是在印度储备银行下调回购利率 1% 之后做出的，但利率与政府债券收益率和 Shyamala Gopinath 委员会的公式挂钩。 The decision follows a 1% repo rate cut by the RBI, but rates are tied to government bond yields and the Shyamala Gopinath Committee’s formula. 这一举动为数百万储蓄者、特别是退休人员和依赖可预测回报的中低收入家庭提供了稳定。 The move provides stability for millions of savers, especially retirees and low- to moderate-income households relying on predictable returns.