健康保险保费在2026年上涨6.5%,是15年来增幅最大的,超过了工资增长的速度。 Health insurance premiums to rise 6.5% in 2026, the largest increase in 15 years, outpacing wage growth.

据Mercer称,预计2026年健康保险保险费将上涨6.5%,是15年来增幅最大的,超过预计工资增长率3%。 Health insurance premiums are expected to rise 6.5% in 2026, the largest increase in 15 years, outpacing projected wage growth of 3%, according to Mercer. 雇主面临通货膨胀、人口老化和新治疗费用昂贵的持续财政压力,有可能提高工资缴款,增加诸如扣除和共同支付等分摊费用措施。 Employers, facing ongoing financial pressure from inflation, an aging population, and costly new treatments, are likely to raise payroll contributions and increase cost-sharing measures like deductibles and co-pays. 这标志着保健费用连续第四年上升,打破了十年较温和增长。 This marks the fourth straight year of rising health care costs, breaking a decade of more moderate growth. 虽然保险费在2019年至2024年期间上涨了24%,但工资却跟上了步伐,尽管这一平衡现在面临风险。 While premiums rose 24% between 2019 and 2024, wages had kept pace—though that balance is now at risk.