新西兰银行将一年固定住房贷款利率降低到4.49新西兰2025年9月29日的最低有效水平,以吸引借款人。 BNZ lowers one-year fixed home loan rate to 4.49%—New Zealand’s lowest—effective Sept. 29, 2025, to attract borrowers.

BNZ将其一年固定住房贷款利率削减到4.49%,这是新西兰最低的,从2025年9月29日起生效,以便在需求强劲的情况下吸引借款人。 BNZ has cut its one-year fixed home loan rate to 4.49%, the lowest in New Zealand, effective September 29, 2025, to attract borrowers amid strong demand. 与以前利率相比,该利率在50万美元按揭上每年节省2 400美元以上,可供新客户和现有客户重新融资或从可变利率转换。 The rate offers over $2,400 in annual savings on a $500,000 mortgage compared to previous rates and is available to new and existing customers refinancing or switching from variable rates. 分析家预计,由于国内生产总值数据薄弱,以及到2026年3月OCR可能降至2.5%,将进一步降低费率。 Analysts expect further rate cuts due to weak GDP data and a potential OCR reduction to 2.5% by March 2026. 这一举动是随着银行与回扣鼓励措施竞争而来的,尽管面临高租金和高存款压力的第一屋购买者仍然面临挑战。 The move comes as banks compete with cashback incentives, though challenges remain for first-home buyers facing high rent costs and deposit pressures.