澳大利亚的利率维持在3.6%,因为新计划帮助首次买主存款5%,减少了储蓄时间,但增加了债务风险。 Australia holds rates at 3.6% as new scheme helps first-time buyers with 5% deposits, reducing savings time but raising debt risks.

澳大利亚储备银行预计将在通胀上升的情况下将利率维持在3.6%,从而推迟进一步削减。 The Reserve Bank of Australia is expected to hold interest rates at 3.6% amid rising inflation, delaying further cuts. 同时,新的政府计划允许首次购房者只用5%的存款购买住房,从而将悉尼的储蓄时间从10年以上减少到3年以下,并将其他主要城市的储蓄时间缩短到3年以下。 Meanwhile, a new government scheme allows first-time homebuyers to purchase homes with just a 5% deposit, cutting savings time from over a decade to under three years in Sydney and years in other major cities. 该政策旨在增加住房所有权,减少长期租金支付——在悉尼可能节省多达251 000美元——但引起对债务增加和物价下跌时股本风险减少的关切。 The policy aims to boost homeownership, reduce long-term rent payments—potentially saving up to $251,000 in Sydney—but raises concerns about increased debt and negative equity risks if prices fall.