99%的付款公司使用人工智能,但多数公司缺乏保障措施、现代制度和完全采用人工智能的准备。 99% of payments firms use AI, but most lack safeguards, modern systems, and readiness for full AI adoption.

新的HCLTech报告发现,99%的支付公司使用人工智能,然而91%的管理人员担心欺诈、数据泄漏和人工智能幻觉等风险。 A new HCLTech report finds 99% of payments firms use AI, yet 91% of executives worry about risks like fraud, data leaks, and AI hallucinations. 尽管有雄心在18至24个月内实现人工智能完全自主,但目前只有17%的人在使用人工智能,因为管理不善,49%的人缺乏正式的人工智能政策和过时的基础设施. Despite ambitions to achieve full AI autonomy within 18 to 24 months, only 17% are currently there, hampered by weak governance—49% lack formal AI policies—and outdated infrastructure. 只有20%拥有现代实时数据系统,60%发现目前的人工智能欺诈工具无效。 Only 20% have modern, real-time data systems, and 60% find current AI fraud tools ineffective. 欧洲落后,只有19%的感觉准备好。 Europe lags, with just 19% feeling ready. 报告敦促加强治理、技术升级和在SIBOS会议之前制定更明确的战略。 The report urges stronger governance, tech upgrades, and clearer strategy ahead of the SIBOS conference.