巴基斯坦中央银行对无分行钱包基金实行2小时冻结,以打击欺诈行为,同时将利率保持在11%。 Pakistan's central bank enforces a 2-hour hold on branchless wallet funds to fight fraud, while keeping interest rates steady at 11%.

巴基斯坦国家银行澄清说,数字转账是即时的,但不能提取无分行银行钱包中的资金,也不能在收到资金后两小时用于购买,这是2023年4月为防止欺诈而采取的一项安全措施。 The State Bank of Pakistan clarifies that digital transfers are instant, but funds in branchless banking wallets cannot be withdrawn or used for purchases for two hours after receipt, a security measure introduced in April 2023 to prevent fraud. 中央银行指出,这一冷却期允许有时间报告未经授权的交易,并减少了欺诈行为。 This cooling period allows time to report unauthorized transactions and has reduced fraud, the central bank says. 该政策仅适用于无分支账户,而非所有数字转账。 The policy applies only to branchless accounts, not all digital transfers. 2025年9月,国民银行政策利率稳定在11%,原因是通货膨胀稳定,但经济挑战持续存在,包括经常账户赤字和与洪水有关的影响。 In September 2025, the SBP held its policy rate steady at 11 percent, citing stable inflation but ongoing economic challenges including a current account deficit and flood-related impacts.