巴基斯坦推出零利息电子自行车和人力车计划, Pakistan launches zero-interest e-bike and rickshaw program with subsidies and digital access.

巴基斯坦在2025-26财政年度启动了一项零利息融资计划,用于116 000辆电动自行车和3 170辆电动人力车/装卸机,巴基斯坦国家银行和联邦政府在一个数字平台上合作。 Pakistan has launched a zero-interest financing scheme for 116,000 electric bikes and 3,170 electric rickshaws/loaders in fiscal year 2025-26, with the State Bank of Pakistan and federal government collaborating on a digital platform. 该方案通过传统银行和伊斯兰银行提供高达50 000卢比的资金补贴,用于电子摩托车和200 000卢比的三轮汽车,用于支付股权成本和消除预付付款。 The program, available through conventional and Islamic banks, offers capital subsidies up to Rs50,000 for e-bikes and Rs200,000 for three-wheelers, covering equity costs and eliminating upfront payments. 偿还款仅包括二至三年的本金和保险,不收取利息、处理费或提前结算费。 Repayments include only principal and insurance over two or three years, with no interest, processing, or early settlement fees. 至少25%的单位保留给妇女,10%保留给小企业主,30%保留给车队经营者。 At least 25% of units are reserved for women, 10% for small business owners, and 30% for fleet operators. 车辆必须经教育局批准,申请必须经过数字处理,使用CNIC和数字驾驶执照数据进行数字处理,由NADRA和保险服务机构由政府管理。 Vehicles must be EDB-approved, and applications are processed digitally using CNIC and digital driving license data, with NADRA and insurance services managed by the government.