AG 抵押贷款银行(Mortgage Bank)已满20年, 尽管尼日利亚住房短缺, AG Mortgage Bank marks 20 years, aiming to create 300,000 home loans despite Nigeria’s housing shortfall.

根据该报告,在尼日利亚的房贷行业,房贷银行在2025年9月26日庆祝了成立20周年,强调了其在经济挑战中扩大负担得起的房屋所有权方面的作用. AG Mortgage Bank PLC celebrated its 20th anniversary in Nigeria’s mortgage sector on September 26, 2025, highlighting its role in expanding affordable homeownership despite economic challenges. 该银行成立于2004年,目的是将股本资本增加到100亿奈拉,并通过政府方案支付了超过28亿奈拉。 The bank, founded in 2004, aims to boost equity capital to 10 billion naira and has disbursed over 2.8 billion naira through government programs. 它计划通过与投资非洲的伙伴关系,在六年内创造30万个抵押贷款机会。 It plans to create 300,000 mortgage opportunities in six years via a partnership with Invest Africa. 尽管住房部门在2024年对尼日利亚国内生产总值的贡献超过11万亿奈拉,但仍有超过2 800万套住房的赤字。 Despite the housing sector contributing over 11 trillion naira to Nigeria’s GDP in 2024, a deficit of more than 28 million units remains. 银行支持政府改革, 如帮助自己方案和退休储蓄用于购房, 但强调持续的挑战包括成本高、土地管理薄弱、长期融资有限等。 The bank supports government reforms like the Help to Own program and retirement savings use for home purchases but stresses ongoing challenges including high costs, weak land administration, and limited long-term financing. 领导力要求实现土地登记数字化、监管变革和产业整合,以推动增长。 Leadership calls for digitized land registries, regulatory changes, and industry consolidation to drive growth.