联合王国的FCA警告投资者有风险的、不受管制的投资,投资回报高,保护有限。 UK's FCA warns investors about risky, unregulated investments with high returns and limited protections.

联合王国金融行为管理局警告投资者要谨慎对待来自无管制公司的高风险投资,这些公司往往利用豁免来避免监督。 The UK's Financial Conduct Authority warns investors to be cautious of high-risk investments from unregulated firms, which often use exemptions to avoid oversight. 诸如未上市贷款票据和微型债券等产品,经常以高承诺回报推销,具有重大风险,一般不适合普通投资者。 Products like unlisted loan notes and mini-bonds, frequently marketed with high promised returns, carry significant risks and are generally unsuitable for average investors. 如果没有《公平竞争法》的规定,财政监察员服务和赔偿计划等保护可能不适用,因此,如果情况有问题,难以恢复。 Without FCA regulation, protections such as the Financial Ombudsman Service and compensation schemes may not apply, making recovery difficult if things go wrong. 《公平竞争法》敦促人们核查公司的监管状况,评估自己的风险容忍度,并避免似乎太好而不可能真实的投资。 The FCA urges people to verify a firm’s regulatory status, assess their own risk tolerance, and avoid investments that seem too good to be true. 它建议投资组合多样化,将高风险资产的风险限制在10%或10%以下,同时告诫不要施加压力要求快速投资或依赖影响力人晋升。 It advises diversifying portfolios and limiting exposure to high-risk assets to 10% or less, while cautioning against pressure to invest quickly or relying on influencer promotions.