只有7%的联合王国家庭得到适当的保险,其中多数保险不足,特别是护理院。 Only 7% of UK homes are properly insured, with most underinsured, especially care homes.

最近对43 000多处英国房产的评估发现,只有7%的房产得到准确保险,70%的房产保险不足,23%的房产保险过重。 A recent assessment of over 43,000 UK properties found only 7% are insured accurately, with 70% underinsured and 23% overinsured. 护理院和护理院尤其面临风险,85%的护理院和护理院的保险不足。 Nursing and care homes are especially at risk, with 85% found underinsured. 虽然在减少保险不足方面略有进展,但保险过量却上升,导致不必要的溢价成本。 While there’s been slight progress in reducing underinsurance, overinsurance has risen, leading to unnecessary premium costs. 专家们强调需要进行定期、准确的重建成本评估,以确保适当的覆盖面和有效的风险管理。 Experts stress the need for regular, accurate rebuild cost assessments to ensure proper coverage and effective risk management.