柬埔寨的掠夺性小额贷款正在迫使土著家庭丧失土地,面临虐待,尽管有国际资金。 Predatory microloans in Cambodia are forcing Indigenous families to lose land and face abuses, despite international funding.

根据人权观察社的一份报告,柬埔寨掠夺性小额金融贷款正在造成土著社区,特别是腊塔纳基里省土著社区的土地损失和侵犯人权行为。 Predatory microfinance lending in Cambodia is driving land loss and human rights abuses among Indigenous communities, particularly in Ratanakiri province, according to a Human Rights Watch report. 调查发现,土著村民往往无法阅读高棉语,他们被不明确的贷款条件所误导,并通过威胁和多次访问而被迫负债。 The investigation found that Indigenous villagers, often unable to read Khmer, were misled by unclear loan terms and pressured into debt through threats and repeated visits. 尽管土著集体土地权受到法律保护,但小额金融机构仍然接受非正式土地所有权作为抵押品,导致强迫出售、过度负债以及失去获得保健和教育的机会。 MFIs accepted informal land titles as collateral despite legal protections for collective Indigenous land rights, leading to forced sales, over-indebtedness, and loss of access to healthcare and education. 一些借款人面临债务驱动的自杀事件。 Some borrowers faced debt-driven suicides. 尽管存在已知的风险,但国际投资者,包括世界银行国际金融公司,继续以数百万笔贷款资助这些机构。 Despite known risks, international investors, including the World Bank’s IFC, have continued funding these institutions with millions in loans. 报告呼吁加强监督,建立独立的申诉机制,要求放款人和投资者承担责任,以保护土著人的权利。 The report calls for stronger oversight, independent grievance mechanisms, and accountability from lenders and investors to protect Indigenous rights.