如果没有联邦税收抵免,密歇根家庭每年可能面临多达730美元的健康保险。 Without federal tax credits, Michigan families could face up to $730 more annually for health insurance.

据倡导者和密歇根公民研究理事会称,自2021年以来降低医疗保险保费的联邦税收抵免如果不延长的话,可能导致密歇根州每年增加数百美元。 Federal tax credits that have lowered health insurance premiums since 2021 could lead to hundreds of dollars in annual increases in Michigan if not extended, according to advocates and the Citizens Research Council of Michigan. 国会议员Kristen McDonald Rivet警告说,平均增长20%(每户730美元以上)可能会使某些人付出双重代价,对低收入和中等收入居民造成不成比例的影响。 Congresswoman Kristen McDonald Rivet warns a 20% average rise—over $730 per family—could double costs for some, disproportionately affecting low- and middle-income residents. 没有信贷,更多的人可能失去覆盖面,健康结果恶化,医院的护理负担增加而得不到补偿,服务有可能削减或关闭。 Without the credits, more people may lose coverage, worsening health outcomes and increasing uncompensated care burdens on hospitals, risking service cuts or closures. 批评者称到期是鲁莽的，反对由于自付费用高而扩大高免赔额灾难性计划的提议。 Critics call expiration reckless, opposing proposals to expand high-deductible catastrophic plans due to high out-of-pocket costs. 专家们建议,国家一级的税收抵免可有助于减轻影响,他们强调,不采取行动将损害家庭和保健系统的长期利益。 Experts suggest a state-level tax credit could help mitigate the impact, stressing that inaction would harm families and the health care system long-term.