TSB银行将两年固定住房贷款利率降至4.49%,这是新西兰最低的,以便在经济挑战中提高可负担性。 TSB Bank lowers two-year fixed home loan rate to 4.49%, the lowest in New Zealand, to boost affordability amid economic challenges.

TSB银行已将其两年固定住房贷款利率降至新西兰主要银行中最低的4.49,目的是减轻住房负担能力和提高生活费用。 TSB Bank has lowered its two-year fixed home loan rate to 4.49%—the lowest among major New Zealand banks—aimed at easing housing affordability and rising living costs. 促销利率是该银行175周年纪念的一部分,需要20%的存款,新客户和现有客户可以通过多种渠道获得支持。 The promotional rate, part of the bank’s 175th anniversary, requires a 20% deposit and is available to new and existing customers with support via multiple channels. 虽然大多数固定利率仍维持在4.75%,但这一举动反映了市场动态的变化,因为最近RBNZ利率下降,国内生产总值增长疲软,预计还会进一步削减。 While most fixed rates remain at 4.75%, this move reflects shifting market dynamics following a recent RBNZ rate cut and weak GDP growth, with expectations of further cuts. 早期还款费用可以适用,投资财产的贷款标准各有不同。 Early repayment fees may apply, and lending criteria vary for investment properties. 建议借款人比较总成本,包括收费和回扣,因为节假日费在利率下降的环境中可能会上涨。 Borrowers are advised to compare total costs, including fees and cashback, as break fees could rise in a falling rate environment.