2025年9月30日之前,国税局将结束纸质退税检查,要求以电子方式发放。 The IRS will end paper tax refund checks by Sept. 30, 2025, requiring electronic issuance.

国税局将从2025年9月30日起逐步停止对个人纳税人进行纸质退税检查,要求所有退税都以电子方式通过直接存款、预付借记卡或数字钱包发放。 The IRS will phase out paper tax refund checks for individual taxpayers starting September 30, 2025, requiring all refunds to be issued electronically via direct deposit, prepaid debit cards, or digital wallets. 这一转变是由旨在降低成本、超速处理和防止欺诈的行政命令驱动的,因为2025年93%的退款已经以电子形式发放。 This shift, driven by an executive order aimed at reducing costs, speeding processing, and preventing fraud, follows the fact that 93% of 2025 refunds were already issued electronically. 纸质检查丢失、被盗或延误的可能性是16倍,电子支付通常在21天或更短的时间内处理。 Paper checks are 16 times more likely to be lost, stolen, or delayed, with electronic payments typically processed in 21 days or less. 没有银行账户的纳税人将有其他选择,国税局敦促个人在2026年申报季节之前更新银行详情或探索低成本账户资源。 Taxpayers without bank accounts will have alternative options, and the IRS urges individuals to update banking details or explore low-cost account resources ahead of the 2026 filing season.