印度中央银行敦促各银行通过全国性运动,将67,000英镑的未申报存款退回业主。 India’s central bank urges banks to return ₹67,000 crore in unclaimed deposits to owners via a nationwide campaign.

印度储备银行正在敦促各银行找到未申报存款67 000卢比,包括休眠账户、到期定期存款和未申报股息,并将其退还给合法所有者。 The Reserve Bank of India is urging banks to locate and return over Rs 67,000 crore in unclaimed deposits, including dormant accounts, matured term deposits, and unclaimed dividends, to rightful owners. 10月至12月,将利用区域语言媒体,针对农村和半城市地区开展一项特别外联活动。 A special outreach campaign from October to December will target rural and semi-urban areas using regional language media. UDGAM门户网站帮助个人搜索30家银行的未认购资金,其中90%的存款来自这些银行。 The UDGAM portal helps individuals search for unclaimed funds across 30 banks covering 90% of such deposits. 虽然未申报的金额在十年后转入存款人教育和认识基金或老年公民福利基金,但索赔最多仍可赔偿25年。 While unclaimed amounts are transferred to the Depositors’ Education and Awareness Fund or Senior Citizens’ Welfare Fund after ten years, claims can still be made for up to 25 years. RBI放宽了KYC规则,并正在与州级银行委员会合作改进恢复工作,尽管由于认识差距和复杂的进程,仍然存在挑战。 The RBI has eased KYC rules and is working with State Level Bank Committees to improve recovery efforts, though challenges remain due to awareness gaps and complex processes.