2025年后期,加纳经济增长强劲,通货膨胀下降,财政状况改善,但信贷增长仍然疲软。 Ghana’s economy grew strongly in late 2025, with inflation falling and fiscal health improving, but credit growth remains weak.

2025年后期,加纳的经济前景有所改善,消费者和商业信心不断提高,由服务业和农业驱动的Q2的国内生产总值强劲增长6.3%,以及通货膨胀下降至四年来最低的8.7 % , 其原因是货币政策收紧、财政纪律和更加坚固的雪地。 Ghana’s economic outlook improved in late 2025, with rising consumer and business confidence, strong GDP growth of 6.3% in Q2 driven by services and agriculture, and inflation falling to 8.7%—its lowest in four years—due to tighter monetary policy, fiscal discipline, and a stronger cedi. 中央银行将其政策利率削减350个基点,达到21.5%,降低了借贷成本,而预算赤字仍然很低,占国内生产总值的1.1%,公共债务下降到44.9%。 The central bank cut its policy rate by 350 basis points to 21.5%, lowering borrowing costs, while the budget deficit remained low at 1.1% of GDP and public debt dropped to 44.9%. 尽管取得了这些收益,但信贷增长仍然疲软,私营部门的实际贷款仅增长1.7%,受到高信用风险和有限的银行贷款的限制。 Despite these gains, credit growth stayed weak, with real private-sector lending rising just 1.7%, constrained by high credit risk and limited bank lending. 对外部门得到加强,有62亿美元的贸易顺差和储备,涵盖4.5个月的进口。 The external sector strengthened, recording a $6.2 billion trade surplus and reserves covering 4.5 months of imports. 持续的复苏取决于能否改善获得信贷的机会,以适应更强劲的宏观经济势头。 Sustained recovery hinges on improving credit access to match stronger macroeconomic momentum.