公民财产保险可能在11月降低保险费,因为大量投保人损失了私营保险公司的保费,而私营保险公司的保费则大大降低。
Citizens Property Insurance may cut premiums in November due to mass policyholder losses to private insurers offering significantly lower rates.
佛罗里达州国营保险公司公民财产保险正在考虑降低保费,因为投保人不断失去对私营公司的保单,每年有近50万人被更换。
Florida’s state-run insurer Citizens Property Insurance is considering lowering premiums amid a steady loss of policyholders to private companies, with nearly half a million switching annually.
市场条件的改善,包括侵权行为改革和诉讼费用下降,已鼓励私人保险人返回,特别是在南佛罗里达州,导致900亿美元的保险风险转移到私人承保公司。
Improved market conditions, including tort reforms and declining litigation costs, have encouraged private insurers to return, especially in South Florida, leading to $90 billion in insurance exposure shifting to private carriers.
消费者正在接受私人保险公司的报价,其利率比公民低90%或不到20%,这促使公司评估降息率,并可能在11月实施。
Consumers are receiving offers from private insurers with rates up to 90% lower than Citizens’ or within 20% of them, prompting the company to evaluate rate reductions, possibly implementing them in November.